Can it be connected to SGK for 3 months at a time?

If you ask, Habertürk will answer

Can it be connected to SGK for 3 months at a time?

Can a father-in-law employ his daughter-in-law at home through insurance?

Is it possible to retire early with maternity loan?

How are survivors’ pensions paid to children?

How is the meaning of death connected with their children from the dying father?

I am a divorced father from EYT. I have two daughters. If the law does not change, I will have to wait until I am 56 years old. Accordingly, if I die before the age of 56, will my children receive a survival pension or my pension? Since there is no question of waiting for the age of the deceased, will that person not have the right to retire? Also, is there a gap between pensions and pensions for survivors? (Ağatay Ö.)

In order to be able to grant a living pension for spouses and children in case of death before retirement, those who have at least 1800 days of 4/1-b (BAĞ-KUR) and 4/1-c (retirement fund), 4/1-a (SSK) must be insured for at least 5 years, excluding all types of borrowing time, and must have a total premium of 900 days. The missing premium days of a deceased BAĞ-KUR member or retiree fund participant can be completed with a loan for military service, birth, etc., but SSK members cannot borrow for missing days.

In the event of death of the insured who meets the premium day condition, the surviving pension is granted to the children of the insured who do not work or are not entitled to a pension due to their own employment. Boys who meet these conditions must be under 18 years of age. The 18 age requirement applies to 20 for boys with high school or equivalent education and 25 for higher education. At least 60 percent of disabled boys and unmarried girls receive a living pension regardless of their age.

God delay. In the event of your death, your daughters will receive a surviving pension until they are insured, receive a pension for their own employment, and are married. You do not specify which status you work for, but if you are a member of the Pension Fund, the situation changes. Working or retiring in 4/1-a or 4/1-b status does not prevent them from receiving a surviving pension from their father, who is a member of the pension fund, until they get married.

When you ask, “Is it a death pension or a pension?” I think you are trying to find out the amount of pension.

The living person’s pension is calculated on the number of premium days of the insured person. If the number of days of premium payment of insured persons who died without eligibility for retirement is less than 9000 days in 4/1-b and 4/1-c and less than 7200 days in case of 4/1-a person, file pension should be calculated according to this period. Is. If their duration is longer, then how many hours they have worked is taken into consideration. Even if the person dies after only five years of service, it is considered to have worked 20 years for SSK members and 25 years for Pension Fund and BAĞ-KUR members.

Accordingly, for example, if the number of premium days of an insured person is 5000 days as per the status in 4/1, then the file pension is calculated to be more than 7200 days and is distributed among the beneficiaries in proportion to their share. If in our example the person’s premium day is 10000, then the file is counted and shared more than 10000 days monthly.

Can I get 3 months from SGK at the same time?

You have two questions about my mother-in-law and me. My mother-in-law gets 75% widow pension due to my father-in-law from BAĞ-KURU. He will retire from BAĞ-KUR in August. My mother-in-law’s mother died while receiving pension from BAĞ-KUR. Can my mother-in-law get three pensions at the same time?

Second, I would like to know if my borrowing for a 44-day strike while working for Türk Telekom in 2007 would contribute to my pension. (Mustafa E.)

People who work in an insured job or receive a pension because of their own employment, regardless of the status of their deceased spouse, receive a widow’s pension until they are married. Since your mother-in-law is not currently retired, she receives 75 percent of her husband’s pension, but when she receives a pension in August for her own work, the widow’s pension drops from 75 percent to 50 percent.

Since your mother-in-law will be given a pension for her own work, the BAĞ-KUR pensioner cannot get an orphan’s pension because of his mother. If his mother had been subject to the pension fund, not BAĞ-KUR, he could have received three months at a time.

If you have no problem meeting your bonus day, you do not have to borrow during the strike. The contribution you make to your pension is not worth the cost of borrowing.

Can a mother-in-law work in a home service with insurance?

My wife was born on 15.09.1975 and the first insurance started on 01.11.1996. Status 4/1 has 1995 day premium and optional 4/1-B has 1181 day premium. A total of 3176 days premium is available. The e-government has retirement conditions as 4/1-a and 4/1-b. It has confused me that there are two different situations, especially in 4/1-B. In what ways will retirement be beneficial for us?

We have two children. We have provided optional insurance premiums for our child born in 2008. I guess we can’t borrow it, but we can for our child born in 2010.

Another thing I want to learn. My wife takes care of my parents, cooks 5 days a week and cleans the house. So, can my dad insure my wife, can we make up for lost days like this? (Nizametin E.)

One of the two different retirement conditions you see in e-government is normal retirement and the other is retirement age. Since your wife started working before 2000, she is 56 years old with 5400 premium days from BAĞ-KUR and 53 years old with 7200 premium days; On the other hand, he can retire from SSK at the age of 53 with 5900 premium days and at the age of 58 with 3600 premium days.

If your spouse stops paying optional premiums and then works 424 days as 4/1-a (SSK), even if he or she does not work after that, he or she can receive a pension at age 58. When he continues to pay the optional insurance premium, he is obliged to pay at least 5400 days. In this case, he cannot retire without premium for another 6 years.

According to a statement from the Social Security Institution, those who live together in the same house and work in a relative’s job up to this degree, including a third degree, are not considered insured. For this reason, those who do home service work by relatives up to the third degree living in the same house cannot be shown as insured. The key word here is “living in the same house”. If you live in the same house, your father will not be able to insure your wife. If you do not live in the same house, there is no legal impediment to hiring an insured.

I want to underline that even if it doesn’t actually work, it’s risky to show it as insured. When the SGK recognizes this situation, which is called fake insurance, even if the pension is paid, it may be canceled after a few years.

Does military borrowing upgrade retirement age?

I was born in 1973. I joined the army in 1996, having served in the military for 18 months. I started working with insurance on December 25, 2003. How many days will I increase my retirement age if I do my military service? (Name withheld)

Insurers who finish their military service before starting work have their insurance start dates revoked on the day of their military service loan. When you are in debt for the full 18 months of your military service, your insurance start date is set for June 25, 2002. However, since men working between September 8, 1999 and April 30, 2008 are 60 years old and women are 58 years old, bringing your insurance start date forward does not advance your retirement age. Your military service loan will only increase your premium day. If you do not have a problem paying the premium for retirement, you do not need to borrow money from the military.

If you started insuring on September 9, 1999, you could have lowered your retirement age from 60 to 58 with a 1-day military loan.

Is Early Retirement Possible With Birth Loans?

I was born on 20.10.1972. I took apprenticeship training in 1987-1988. In 1992 I had a son. I started working with insurance for the first time on February 1, 1998. I currently have 8100 premium days. If I take out a maternity loan, can I retire early? I applied for apprenticeship training, but I was worried that I wouldn’t borrow anything if he didn’t withdraw his age. What do you think I should do? (Semil A.)

Birth loans are usually made for children born after the insured starts work. However, women whose short-term insurance premiums were reported during their trainee and trainee training may take out loans for their unborn children until they start insured work.

Those who have completed the apprenticeship or internship but have not been informed about their short term insurance will not be able to pay the maternity loan.

Since you have the right to borrow money, your insurance statement must be made. In this case, the maternity loan allows you to advance your retirement age. You are now 54 years old. When you borrow 250 days, your retirement age drops to 53 and when you borrow 610 days, it drops to 52. For 250 days of loan you have to pay 13 thousand 344 TL and for 610 days 32 thousand 559 TL premium. The price you pay for a loan is the amount of retirement two years ago.

Retirement age is not brought forward for women who take out maternity loans for their children born after starting insured work, it only allows them to make up for lost premium days.

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